Workers’ Compensation: Wage Loss Payments and More

If you have been injured on the job, you may wonder what benefits you are able to receive. The truth is, there are many different types of benefits that may cover you during your case. Here are some of these benefits, further explained:

Medical Care: When an injury occurs, a worker should understand that they are entitled to any treatment necessary to make sure that the injury does not get worse. This means that medical bills, prescription, and sometimes even the cost of driving to a hospital will be included in these payments. However, you may have to use a special workers’ compensation doctor assigned to you for a short period of time – you will have to ask about this.

Temporary Disability and Permanent Disability: Did you have to take time away from work for your injuries? Then temporary disability may come into play. The amount of pay provided to the worker will usually be around two-thirds of one’s average weekly gross pay. It will typically be paid every two weeks. On the other hand, if a worker cannot completely recover from the effect of a personal injury, then a permanent disability reward may come into play. These disabilities are when a party has lost some ability to compete in the open labor market. A worker will find out the rate based on how great the limitations are on the worker due to the injury.

Vocational Rehabilitation: Does the injury prevent a return to one’s former job? Then this special assistance may come into play where the worker has help finding another job.

Wage Loss Benefits: Wage loss benefits are extremely important to a workers’ compensation case. Two of the most common types of these benefits include temporary partial and temporary total. In the case of temporary partial, an employee is temporarily disabled but still has the ability to work at a certain type of job. This means that they are still able to earn some wages. In the case of temporary total, on the other hand, the employee is temporarily prohibited from working. The problem is, these benefits are not available in every jurisdiction.

It is typically rule that, if you have been out of work for more than seven days including weekends, you will probably qualify for wage loss benefits. If your disability continues on for fourteen days or more, you can receive benefits for the first seven days of disability. However, you must also note that employers are permitted to make payment of wage loss benefits for up to 90 days without formally accepting responsibility for your work injury.

If you have been injured on the job and wish to receive workers’ compensation but have questions, we can help you. At Maggiano, DiGirolamo & Lizzi, we help you fight for your rights after you have been injured on the job. Call us today for more information. You deserve rightful compensation after you have been injured, whether temporary or permanent.